THIS POST IS SPONSORED BY QUADPAY BUT ALL THOUGHTS & OPINIONS ARE MY OWN.

The countdown to finishing up all your holiday shopping is on! Have you completed everyone’s wish lists yet? Perhaps, even one for yourself? But with all the retail purchases this month, I bet a lot are anxious about going broke! Especially when making those extra big, luxurious purchases. Well, what if I told you I found a way to budget - where you can buy what you love with zero interest?! You can split the purchase amount into 4 interest-free payments, spread over 6 weeks. There are no fees if you pay on time. So what is it? Continue reading to find out and also to learn more about my experience with the app along with what I purchased!

QuadPay empowers consumers with the option to pay for their purchases in four equal and interest-free installments over six weeks; the customer gets the product upfront while QuadPay’s brand partners are paid immediately. As the millennial population enters their prime spending years with less than 50% having access to credit, QuadPay is disrupting the field of payment solutions as the most innovative provider of affordable purchase in North America — buy now, pay later.

QuadPay is fully integrated with the store’s online checkout. All you need to do is choose QuadPay as your payment option when you’re ready to buy. If you are shopping with a participating store, Quadpay will be listed as a payment option during checkout. QuadPay splits your payments over four equal installments due every two weeks. Nominate the card you want to use and automatic payments are scheduled for you. It’s that easy!

There are several brands partnering with this app, such as Koio, Naadam, For Love & Lemons, UGG®, Staud, and more. I recently stopped by at the beautiful popup in SoHo, La Boutique, where one of my favorite Parisian labels, Offtrack, who makes the best luxurious lambskin leather leggings out in the market, is one of the curated women brands in the store. Extremely fitting and versatile, it’s the perfect staple piece to have in your closet for the fall/winter. Coming in two various lengths, butt boosting seamlines and hip framing sides, it was kind of hard to choose only one pair! I went with the caramel suede pair, but they have also have black and reds.

Instead of paying the full amount of $550, I am making 4 easy payments of$137.50. Definitely helpful in terms of budget and finance! That way I can balance and still have extra money that I would have spend if I hadn’t used QuadPay. How cool is this new featured app?! Once you're approved by QuadPay, you can begin shopping with their partners immediately. Approval is quick, easy and requires only a few personal details. Never pay interest again.

I’m telling you, this is going to be the difference between making or delaying a purchase. So if you have an extra pricey item you’re wanting to buy for your loved one/family, or yes… even for yourself, why not check out QuadPay the next time you’ll be making a bigger purchase? There’s zero-risk involved, and the easy-peasy process will have you grinning from ear to ear. That… and your brand new purchase :)

So tell me, what would you guys go shopping with using QuadPay? New pair of Nikes? Need that NorthFace winter coat to hit the slopes? Whatever your heart desires this season, rest assured that QuadPay has got your back and will make the holiday shopping extravaganza less stressful this year and every time you shop now! For more info go to www.quadpay.com and if you’d like to stop by the La Boutique popup, they are in SoHo at 250 Elizabeth Street until 12/23!